Immediate initial care of an illness or minor injury (scratches, cuts, burns, splinters) before treatment by medically trained personnel.

Insurance claim that is being processed to be paid, rejected, or denied without being suspended for any reason. Also called pass through .

In workers’ compensation cases, a written statement of the initial contact of the physician with the injured worker. Each state has a different time frame when this report should be submitted to the workers’ compensation insurance carrier. Also called First Treatment Medical Report and Doctor’s First Report of Occupational Injury or Illness (form) or preliminary report .

Individual who uses a limited amount of equipment to perform initial assessment and intervention and is trained to assist other emergency medical services (EMS) providers. For example, at the scene of a cardiac arrest, the first responder would be expected to notify EMS (if not already notified) and initiate cardiopulmonary resuscitation (CPR) with an oral airway and a barrier device. Many firefighters, police officers, and other emergency workers have this level of training.

Type of insurance (hospital or surgical) policy that pays for the full value of each service up to the insured amount. The insured does not pay a deductible, but there may be copayments.

Amount of money paid to an insurance agent that is based on an insurance policy’s first annual premium.