1. In a workers’ compensation policy, this term signifies any injury or disease sustained, arising out of, and in the course of employment including injury to artificial members and medical braces of all types. 2. Bodily damage of an insured by an accident while the policy is in force.

Industrial injury that occurs because of repetitive mentally or physically traumatic activities extending over a period of time, the combined effect of which causes a disability or need for medical treatment.

Industrial injury that occurs as the result of one incident or exposure that causes disability or need for medical treatment.