Treatment designed to help restore speech through exercises. May be a benefit covered by the Medicare program.

Individual who has a certificate of clinical competence from the American Speech and Hearing Association, has completed the equivalent educational requirements and work experience necessary for the certificate, or has completed the academic program and is acquiring supervised work experience to qualify for the certificate. SLPs specialize in the measurement and evaluation of language abilities, auditory processes, speech production, and swallowing problems.

Treatment to regain and strengthen speech skills.

In the Medicaid program, process of using up assets or income until an individual reaches the eligibility level because of the need for confinement in a nursing home or for long-term care. Also referred to as spending down .

Provision in a life insurance policy that protects its proceeds from being seized by the beneficiary’s creditors.

In Medicare fraud, to use a separated or divided billing scheme such as billing procedures over a period of days when all treatment occurred during one visit.

Type of retirement plan in which contributions are shared between the insured and an uninsured plan to have advantages of guaranteed income and investment flexibility.

System of funding a retirement plan in which part of the total contributions are used to purchase a permanent life insurance policy and the remainder of the funds are used to purchase another fund held and invested by a trustee.