1. In disability income insurance, employer and employee each pay a portion of the premium. The employer pays for coverage for sick pay or paid disability leave as an employee benefit. The employee pays for disability coverage beyond what the employer provides. 2. In life insurance, premiums, ownership, and death proceeds are paid jointly by an employer and an employee. The employer may elect to pay part or all of the premium. If the employee dies, a beneficiary receives the difference between the cash value and the amount paid to the employer, whichever is greater. Two types of split-dollar life insurance policies are endorsement and collateral.

Medically necessary patient encounter in which the physician and a qualified nonphysician practitioner each personally perform a substantive part of an evaluation and management visit (e.g., all or a part of the history, examination, or medical decision-making), face to face with the same patient on the same date of service.

1. For the TRICARE program, the service person, either active duty, retired, or deceased, whose relationship makes the patient (dependent) eligible for TRICARE. 2. In managed care, large business that purchases health insurance directly from the accountable health partnerships (AHPs).

Family member who is financially supported by the insured and relies on the insured for more than half of his or her support as per the Internal Revenue Service definition.

In the Medicaid program, preserve some income and assets for the spouse of a nursing home resident who is on Medicaid.

Trust account established for an individual who is not covered by a qualified employee retirement plan. This account may be created by purchasing individual retirement annuities from an insurance company.

Endorsement to an insurance policy that provides insurance coverage for dependents (spouse and children).

Application form used to obtain a Social Security number and card or a replacement card through the Social Security Administration.