Ability of an individual to go to and from the toilet unassisted. Also see activities of daily living (ADLs) .

Small reimbursement for a medical service or supply item. Also called hesitation payment or nominal payment .

Special type of x-ray imaging apparatus that makes a record (tomogram) of slices through a body structure to obliterate overlying structures (e.g., study of the kidneys or temporomandibular joints).

Recording of internal body images at a predetermined plane (sectional imaging) by means of the tomography. Also called body section radiography .

Employee benefit or retirement plan that provides 60% or more of its accrued benefits to the owners, executives, and key employees and specific minimum benefits to non–key employees.

Changes in the law pertaining to medical professional liability (malpractice).

Under a Medicare Part D plan, this phrase means the sum total the insured pays plus the dollar amount that the insurance plan pays for the drugs.

1. Phrase that varies in meaning from one disability insurance policy to another. An example of a liberal definition might read, “The insured must be unable to perform the major duties of his or her specific occupation.” Also called full disability . 2. In nonoccupational injury or illness, unable to perform ordinary activities like someone of the same age. 3. In a workers’ compensation case, unable to perform substantial duties of his or her occupation. Also see permanent disability (PD) .
***
US: An illness or injury which prevents an insured person from continuously performing every duty pertaining to his/her occupation or engaging in any other type of work. (This wording varies among insurance companies.)
***
An illness or injury which prevents an insured person from performing any duty of his occupation or any other profitable work.
***
Disability which prevents the insured from performing any duty of his usual occupation or from performing any occupation for remuneration. The actual precise definition depends on the wording of the Policy.