Indemnifies the insured the plantation input cost for total loss or death of tea plants/Bush when loss occurs due to insured perils which are fire including forest fire and bush fire, lightning, storm, hail storm, cyclone, typhoon, tempest, hurricane, tornado, impact damage (including wild animal), earthquake, flood and inundation, riot and strike, acts of terrorism, unseasonal rains and frost. Pest and diseases may also be covered with additional premium. The indemnity payable is the sum arrived at after applying the percentage of loss of plants to the amount of cost of inputs at which the insured perils causing the loss of plants operates, subject to franchise and excess or both. Exclusion similar to Plantation Insurance.