Perils added to a fire policy, such as damage by storm, tempest or flood.
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Also called special perils they add to the scope of a standard fire policy. They include: 1. Dry perils: aircraft; explosion; riot and civil commotion; malicious damage; earthquake. 2. Wet perils: storm; burst pipes; flood; sprinkler leakage. 3. Miscellaneous perils: impact; subsidence; subterranean fire; spontaneous combustion.