The trade association for insurance companies, whose 400 members transact 95 per cent of the business of UK insurers. It speaks out on issues of common interest, participates in debates on public policy issues and promotes high standards of service. Its policy work centres on: general insurance, life and pensions, financial regulation, taxation and investment affairs. It has expert committees and represents the industry externally, involving central government, media affairs, European and international activities. (www.abi.org.uk).