Property entrusted to an insured for storage, service, or repair is generally excluded from coverage by most commercial insurance. This exclusion is known as the “care, custody, and control” exclusion. Businesses that engage in these activities may purchase an inland marine policy known as bailee’s coverage to guard against this exposure.For example, if a dry cleaners burns to the ground, there is no coverage for the customer’s clothes under the cleaner’s standard fire or liability policy. This exposure is covered with a bailee’s policy. Other businesses that commonly purchase this coverage include jewelers, appliance repairers, furriers, and automobile service and repair shops. (See Care, Custody, and Control).