UK: Applying the limits of more than one losses-occurring policy to an occurrence, loss or claim. It may occur when the same long-tail injury is deemed to have occurred in each of a number of years causing the limits of those periods to be aggregated to produce a gher limit than the insurer intended. Insurers use claims series clauses in order to attempt to trigger all claims from one original cause’ into a single year.
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Applying the limits of more than one policy to an occurrence, loss or claim. In some cases, courts have required a stacking of limits when multiple policies, or multiple policy periods, cover an occurrence.
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The application of the limits of one or more insurance policies to a claim or loss.