A Marine Policy which combines the traditional transit exposures along with storage risks of stocks under a single document. Cover will be for (i) Raw materials, consumables, stores and spares, fuel, from the time they are purchased locally or imported till they reach the factories/warehouses of the insured or the factories/warehouses of any job-workers, sub-contractors etc., (ii) storage cover for the entire duration the materials lie at the locations under (i), (iii) cover during process phase or assembly line phase when the raw materials become work in progress/semi-finished goods and till the time they get converted as finished goods. While stock in process is covered the loss due to process risks is not covered. (iv) Movement of finished goods from the factories to mother warehouses for storage, cover during the said storage and subsequent transits within the country or overseas to customers, C & F Agents or distributor, dealers, stockiest or to insured’s branches/trading arms.