A procedure for making the effective date of a policy earlier than the application date. Backdating is often used as an accommodation in Erection/Constructions risks where the risk has already commenced subject to proviso that no loss has occurred or reported for the job erection/construction work completed. Premium too is charged on full rate from the date the cover is commenced from. Otherwise usually the back dating is not at all allowed in Indian insurance market. Also, “Antedating.”