UK: 1. A non-guaranteed benefit added to with profits life policies periodically from the divisible surplus. Once allocated, the bonuses are guaranteed and become payable at the same time as the sum insured, i.e. they are reversionary bonuses. A uniform simple reversionary bonus is proportionate to the sum insured; a uniform compound reversionary bonus is proportionate to the sum insured and accrued bonuses. Interim bonuses are added to policies becoming claims in between two declarations. A terminal bonus is added when the policy ends by death or maturity. 2. See NO CLAIM BONUS.
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MEDICAL,USA: Payment a physician receives beyond any salary, fee-for-service payments, capitation, or returned withhold from a managed care plan. Bonuses and other compensation that are not based on referral or utilization levels (such as bonuses based solely on quality of care, patient satisfaction, or physician participation on a committee) are not considered in the calculation of substantial financial risk.
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The benefits paid in addition to the sum insured. The system awards discounts for claim free policy/ies for a certain continuous period. This goes on increasing up to a certain limit for continuous claim free years.
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UK: the share of surplus allocated to holders of with-profits policies.