Breakdown Insurance covers Electrical Plant, Oil Engines, Steam Engines and Pumps and Air Compressors which are the main classes of a plant. Breakdown means the breaking of any pat of while the plant is running which causes a sudden stoppage and necessitates repairs before work can be resumed. Under this Insurance wear and tear and certain types of failure peculiar to some kinds of plant are excluded.
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A form of motor insurance covering the expenses incidental to the breakdown of a car, such as towage, hire, getting the car home, and hotel expenses.