By Reason of or in Pursuance of a Contract of Employment (Motor Insurance)

A passenger would be carried “by reason of” his contract of employment if he is allowed by the employer to travel in the vehicle as an aid to the work of if he is ordered by the employer to travel in the vehicle. On the other hand. If the contract of employment gives a right to the passenger to travel in the vehicle as a part of service conditions, the conveyance will “in pursuance of” the contract.

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