Common Clauses Health Insurance : Post-Hospitalization

Medical Expenses incurred for a period up to 60 days from the date of discharge from the hospital, provided that: Such Medical Expenses are incurred for the same condition for which the Insured Person’s Hospitalization was required, andThe In-patient Hospitalization claim for such Hospitalization is admissible by the Insurance Company.Common Clauses Health Insurance : Pre-existing diseases : Any condition, ailment or injury or related condition for which the insured person had signs or symptoms, and/or were diagnosed and/or received medical advice/treatment within 48 months to prior to the first policy issued by the insured. Generally *exclusions and pre-existing diseases* are not covered by a medical insurance policy (as specified in their policy document). Generally these *could be covered after 2-3-4 years of holding the policy*. Consumer must be honest in disclosing pre-existing ailments, if any.

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