Medical Expenses incurred during the period up to 30 days prior to the date of admission, provided that: Such Medical Expenses are incurred for the same condition for which the Insured Person’s Hospitalization was required, andThe In-patient Hospitalization claim for such Hospitalization is admissible by the Insurance Company.Common Clauses Health Insurance : Pre-insurance Acceptance Health Check up : Any person beyond 45 years of age desiring to take insurance cover has to submit certain medical reports from authorized Network Diagnostic Centre or any other medical reports required by the company in case of fresh proposal and renewal where there is a break in policy period. The cost of any pre-insurance medical examination shall generally form part of the expenses allowed in arriving at the premium. However in case of products with term of one year and less, if such cost is to be incurred by the insured, not less than 50% of such cost shall be borne by the insurer once the proposal is accepted, except in travel insurance policies. (ii) Insurers shall maintain a list of medical examiners and institutions where such pre-insurance medical examination may be conducted whose reports will be accepted by them. Details of fee payable shall be made available to the prospective policyholder at the time of pre-insurance medical examination on demand.