This is an extraordinary sacrifice or expenditure voluntarily and reasonably made at the time of common peril. All interests have to contribute to General Average. So far as cargo is concerned, the position is as follows: (a) If cargo is sacrificed, the owners of cargo can claim directly from their Insurers for the loss. (b) The owners of cargo saved can claim directly, from their Insurers, for their liability to “contribute” for general average losses. Both the above are subject to the cause of general average being an insured peril.