Eighteen classes of insurance specified under FSMA (Regulated Activities) Order 2001, Schedule 1, Part I as being regulated activities. They are the classes of accident; sickness; land vehicles; railway rolling stock; aircraft; ships; goods in transit; fire and natural forces; damage to property; motor vehicle liability; aircraft liability; liability for ships; general liability (i.e. does not include liability relating to motor vehicle, aircraft or ships); credit; suretyship; miscellaneous financial loss; legal expenses; assistance. The classes are then grouped for accounting purposes. For example, accident and sickness classes combine to form group 1 (accident and health) and a liability (group 6) comprises liability relating to motor vehicles, aircraft, ships and general liability. See LONG-TERM BUSINESS.