Suspension Provision

Insurance Policy clause which temporarily suspends coverage if some specified condition occurs. Coverage is restored if the condition is corrected, for example, some property Insurance policies contain a provision that coverage is suspended “during any substantial increase in hazard which is within the knowledge and control of the insured.

Suspicious

A term used to identify conditions found during the investigation of a fire incident. Used to indicate that the fire’s cause has not been determined, and that conditions present indicate that the fire cause is suspect of the fact of intentional burning. All accidental fire causes should be eliminated before this designation is given.