The shifting of the land on which the insured property is located.
Insurance Encyclopedia
Subsidiary codes
CPT code numbers for services that are not part of the primary procedure and are not performed alone. These may be listed as each additional or list-in-addition-to services. Key phrases used throughout the CPT code book to identify subsidiary codes are each additional, list in addition to , and done at time of other major procedure(s) .
Subsidized senior housing
Type of program available through the Federal Department of Housing and Urban Development and some states to help people with low or moderate incomes pay for housing.
Subsidy
An economic benefit granted by a government to producers of goods or services, often to strengthen their competitive position.
Substance abuse
Overindulgence in and dependence on alcohol or drugs (stimulants, depressants, or other chemical substances) that lead to effects that are detrimental to the individual’s physical or mental health or the safety or welfare of others. Also called chemical dependency .
Substances hazardous to health
They are: any substance that has by law to be labelled as ‘very toxic’, ‘toxic’, ‘harmful’, ‘irritant’ or ‘corrosive’; substances for which a maximum exposure limit (MEL) has been set or an occupational standard has been set. They include harmful micro-organisms, substantial quantities of airborne dust or other substances that create comparable health hazards, including: dusts, fumes/gases, solvents, resins, pesticides, acids, alkalis, mineral oil and contaminants such as arsenic and phenols. See CONTROL OF SUBSTANCES HAZARDOUS TO HEALTH REGULATIONS.
Substandard broker
Agent who runs a brokerage that specializes in locating coverage for substandard cases or sells products of several insurers that underwrite substandard risks.
Substandard health insurance
coverageInsurance issued to persons who cannot meet normal health requirements for issuance of standard health insurance policies. Protection is provided in consideration of additional premium for benefits which are sometimes provided under a special qualified impairment policy.
Substandard Insurance
Insurance issued with an extra premium or special restriction to those persons who do not qualify for insurance at standard rates.
Substandard premium rate
Insurance premium charged for an insured that is classified as a greater than average possibility of loss, usually a higher rate than a standard premium rate.