Rate making

MEDICAL,USA: Establishing premium rates for an insurance company’s policies by using a formula. In life insurance, important factors considered are mortality rates, interest rates, and loading.
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The process of developing pricing structures for insurance.
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A manual containing rates for various coverage, information and instructions for field underwriting, insurer’s rules for the guidance of agents and similar other risk acceptance guidelines.
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A manual that contains the rates for coverages, and can contain other items such as guidelines to field underwriting, agent guidelines, and cash forfeiture values.

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