Spot Assistance Riders for Motor Insurance

The coverage under this extension provides for a number of emergency services that a vehicle owner could face in daily usage of the vehicle. Some of these emergencies may not involve accidental damage to the vehicle. The extension applies to the insured’s city of residence and within a distance of 100 kms from city. Repairs/services of insurers authorized repairers to be availed. Spot Assistance may include (a) Flat battery – providing alternative arrangements to make the vehicle mobile again. (b) Spare keys In the event of loss arrange for pick-up and delivery of spare keys (c) Flat Tyre – refit/replacement (d) Minor repairs (e) Towing (f) Urgent message relay following accident or breakdown (g) Medical coordination (h) Fuel assistance – up to 3 liters of fuel at cost (i) Taxi service – from breakdown site to maximum up to 50 or 100 kms. (j) Accommodation for one day following immobilization of vehicle to due to accident (k) Legal advice: Telephonic legal advice to maximum 30 minutes.

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