A policy condition that does not got to the root of the contract so that a breach of it does not enable the insurer to escape his liability. The insurer’s remedy is a suit for damages.
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UK: Policy condition that does not go to the root of the contract. A breach does not affect the insurer’s contractual liability but does entitle him to sue for damages. The requirement that an insured should submit a wages declaration under an adjustable policy is a stipulation.