The Institute Strikes Clauses (Cargo) (1/1/82) cover loss or damage to cargo by: (a) strikers, lockedout workmen or persons taking part in labour disturbances, riots or civil commotions; and (b) any terrorist or any person acting from a political motive. Under the Institute War and Strikes Clauses (Hulls – Time) similar cover is included with the addition of damage by ‘any person acting maliciously. Shipowners face the prospect of cover being cancelled at short notice but voyages underway are permitted to complete their transit.