1. Payments for loss of income to an insured who is not able to work because of total and/or permanent disability for a covered injury or illness. Also called disability compensation . 2. Optional feature to a life insurance policy that provides for a waiver of premium and in some policies payment of monthly income if proof can be furnished that the insured has become totally and permanently disabled. 3. For Social Security disability, benefits are payable to people under full retirement age who have enough Social Security credits and who have a severe medical impairment (physical or mental) that is expected to prevent them from doing substantial work for a year or more or who have a condition that is expected to result in death.
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UK: Benefits added to life or income protection policies. They may include waiver of premium during periods of disability preventing the policyholder from following his normal occupation. The term has also been applied when periodic payments following temporary disablement from working are added to a life policy.

Type of disability insurance that gives funds to a business or professional partnership so that the business interest of a totally disabled partner may be bought if the disability is long term or permanent.

A state Social Security division office that assesses a case for disability benefits.

Payments for loss of income under a group life (permanent and total disability income), short-term disability income, or long-term disability income insurance contract.

MEDICAL,USA: 1. See disability income insurance . Also known as nonoccupational insurance or loss of time insurance . 2. See Old-Age, Survivors, and Disability Insurance (OASDI) Program .
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Coverage which generally provides non-occupational weekly benefits payable to employees for accident or sickness not within the scope of workmen’s compensation law.
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Disability insurance pays an insured person benefits in the event the person becomes incapable of working due to an accident, a sickness, or both. Generally, policies are designed to replace 50 to 65% of the insured’s earned income prior to the accident or illness. The disability insurance policy can be written in a number of ways and some of the applicable terms are noted below:
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Health insurance that provides income payments to the insured wage earner when income is interrupted or terminated because of illness, sickness, or accident.

1. Statistical chart that shows the probabilities of becoming disabled at each age. 2. Tabulation of the number of individuals who continue to be disabled at each age and the length of disability.

For purposes of enrollment under Medicare, individuals younger than 65 years of age who have been entitled to disability benefits under the Social Security Act or the railroad retirement system for at least 24 months are considered disabled and are entitled to Medicare.