substantial financial risk (SFR)

Incentive arrangement that places the physician or physician group at risk for amounts beyond the risk threshold, if the risk is based on the use or costs of referral services. The risk threshold is 25%. However, if the patient panel is greater than 25,000 patients, then the physician group is not considered to be at substantial financial risk because the risk is spread over the large number of patients. Stop loss and beneficiary surveys would not be required.

Subterms

1. In the ICD-9-CM diagnostic code book, words or phrases that appear under a main term and identify site, type, or etiology for diseases, conditions, or injuries. 2. See modifying terms.

Suicide clause

Life insurance policy provision that states if the insured takes his or her own life, then the proceeds of the policy will not be paid.
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UK: Clause in a life insurance policy enabling the insurer to avoid the contract if death occurs by suicide within a specified time (one or two years of inception). Some offices omit the exclusion altogether.