PhD

Abbreviation for Doctor of Philosophy.

PHI

permanent health insurance i.e. business falling within Class IV of Part II of Schedule I to the RAO providing cover for at least five years or to retirement against incapacity arising from accidental injury or sickness.

Phishing

Practice of masquerading as a legitimate company to con consumers into willingly giving up their personal information such as an e-mail stating that information must be resubmitted because records were lost or an account needs to be verified.
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The fraudulent practice of sending emails purporting to be from reputable companies in order to induce individuals to reveal personal information, such as passwords and credit card numbers.

PHO

Abbreviation for physician hospital organization. See medical staff-hospital organization and physician hospital organization (PHO).

Physical address

1. Actual street name and number, city, state, and zip code of where a patient lives and not a post office box number. 2. Actual location of a building and not a post office box number.

Physical Damage

A generic term indicating actual damage to property.
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US: Damage to or loss of the auto resulting from collision, fire, theft or other perils.
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Damage to or loss of the auto resulting from collision, fire, theft, or other perils.

Physical damage (General Insurance Terms/Vehicle Insurance)

A general term for any damage done to property. In a vehicle insurance policy, this term can refer to damage done to a vehicle by collision, theft, or other insured peril.

Physical Damage to Property for Losses

Property may be damaged by many common perils like Fire, windstorm, flood and vandalism, for example.

Physical exam and autopsy (Health Insurance)

A clause that is standard in most health insurance policies. This clause stipulates that the insurer may examine the insured if a claim is pending, at the insurer’s expense. If the insured is dead, the insurer is permitted to conduct an autopsy.

physical examination (PE or PX)

Objective inspection and/or testing of organ systems or body areas of a patient by a physician to obtain a diagnosis or, if necessary, referral to a specialist.