Clause in an insurance policy that gives the insurer the right to have the insured examined by a physician of the insurer’s choice and paid by the insurer.
Tag: RAW
Physical Hazard
A condition of the subject of insurance that creates or increases the chance of loss, such as structural defects, occupancy or similar conditions.
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A hazard caused by the features of the risk, whether they be structural or operational.
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UK: A hazard that arises from the material, structural or operational features of the risk itself apart from the persons associated with it (moral hazard). In fire insurance, physical hazard concerns construction, heating, security and use of premises. See STANDARD CONSTRUCTION.
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A hazard that arises from the material, structural, or operational features of the risk itself apart from the persons owning or managing it.
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Hazard arising from physical characteristics of animate inanimate objects. These include such things as a broken stair step, trash which has collected, weeds near a building, worn tires on a motor vehicle, the lack of a burglary alarm or inadequate fire protection equipment.
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UK: risk associated with the subject matter of insurance.
Physical status modifier
In CPT coding, a two-character alphanumeric add-on code placed after the usual anesthesia procedure code number to indicate the physical condition of the patient’s health at the time of anesthesia delivery (e.g., normal, healthy patient; mild or severe systemic disease).
physical therapist (PT)
Individual who is state licensed to practice in the examination, evaluation, and treatment of physical impairments through the use of special exercise, application of heat or cold, and other physical modalities.
Physical Therapist for Health
A trained medical person who provides rehabilitative services and thereby to help restore bodily functions such as walking, speech, the use of limbs, etc.
physical therapy (PT)
Treatment of injury and disease by mechanical means such as use of heat, light, exercise, and massage.
Physical therapy modality
Method of application of, or the employment of, a therapeutic agent or regimen to give treatment to assist in rehabilitating or restoring function to the body after an illness or injury.
Physical therapy services
Treatments for injuries and diseases consisting of cold, shortwave and microwave diathermy and ultrasonic heat, hydrotherapy, electric stimulation, light, exercise, and massage to restore function to the body. Services also include evaluation and program planning.
Physically clean claim
Insurance claims with no staples or highlighted areas. The bar code area has not been deformed.
Physician
1. Doctor of Medicine (MD) or Doctor of Osteopathy (DO) who, through education, training, and internship is licensed under state law to practice medicine and may diagnose and render treatment to individuals. 2. In workers’ compensation cases, providers of care include state-licensed medical doctors, psychologists, optometrists, dentists, podiatrists, chiropractors, and acupuncturists.