Insurance is granted in pure or cross bred pedigree dogs, watch dogs, and sheep dogs within the age limit of 2 months to 8 years. Cover is against death by disease or accident. Total or partial disability is not covered. The diseases such as Rabies, Canine, distemper, Canine Virus etc are covered only if necessary vaccination certificate is submitted. Exclusions usually as per Cattle Insurance. Identification methods are tattooing, nose print and color photograph or face/side and natural identification mark. The policy may be extended to cover death by accident in transit by air, rail, road, water, death by accidental poisoning, breeding risk, theft, loss of show entry fee when the dog registered with the Kennel Club is unable to attend the show because of accident or disease covered by the policy. The policy may also be extended to cover loss of value (up to 50% of sum insured) resultant upon an accident which does not result in death but affects its show career, thirty party personal injury and damage to property (including animals, poultry, etc.) and worldwide transport.

Policy covering (I) Fire & Allied perils on petrol pump, kiosks excluding garage, if any (ii) Burglary and housebreaking on contents (iii) Cash including cash in transit, cash in safe, cash in safe, cash in counter/or with attendants (iv) Fidelity guarantee (v) Personal accident on named persons (vi) Workmen’s compensation (vii) Legal liability (viii) Neon sign/glow sign (ix) Plate glass. Fire section is compulsory. Minimum three sections including Fire should be opted for coverage.