HSE enforceable regulations to protect workers from substances hazardous to health. Substance means any solid, gas, fume, dust or vapour and any micro-organism. The employer must, inter alia, assess, monitor and control each work situation to ensure that workers are not exposed to possibly harmful amounts of any substance connected with the work. COSHH sets out limits for a large number of hazardous substances based on maximum exposure limits and occupational exposure standards. The employee has a duty to cooperate with the employer regarding monitoring and health surveillance.

Same as Cost, Insurance and Freight except that the cost of insurance is borne by the overseas buyer.

A form of sale contract whereby the seller’s `price includes the cost of goods and insurance and freight charges through to the agreed destination. Consequently the seller must effect marine insurance for the entire transit.

A limit of indemnity under a liability policy that applies to the insured’s own costs as well as damages and claimant’s costs. Defence costs are commonly a part of the overall limit of indemnity applicable to directors’ and officers’ liability policies. See INDEMNITY LIMITS.