A fire insurance policy clause excluding loss or damage to dynamos, motors or other electrical apparatus, caused by its own over running, self-heating, etc. These losses are incidental to the running of electrical apparatus but consequential fire damage to other property is covered.

Machinery, plant, motors, accessories and connections thereto powered electrically or mechanically and insurable by engineering insurers against: sudden and unforeseen damage; breakdown; explosion and collapse; accidental damage; and damage to surrounding property. Third party risks are generally covered under public liability insurance. Insurance on plant is usually coupled with in-service inspections, many of which are required by statute.

Perils of the elements, namely storm, earthquake, windstorm and flood.