Mediation activities

Activities set out in the Regulated Activities Order 2001 as amended. The activities are: (a) introducing, proposing or carrying out other work preparatory to the conclusion of contracts of insurance; (b) concluding contracts of insurance; (c) assisting in the administration and performance of contracts of employment, particularly in the event of a claim. The FSA does not intend to regulate claims handling on behalf of insurance companies, expert appraisal or loss adjusting. Travel insurance sold as part of a holiday package is not a regulated mediation activity. See INSURANCE MEDIATION DIRECTIVE.

Medical Defence Union Ltd

Mutual nonprofit organisation owned by its members -health professionals (doctors, dentists, etc.) providing: conduct of legal proceedings, risk management advice and professional indemnity insurance up to £10 million for any legal liability based on injury due to clinical negligence. Cover applies within the UK and in respect of ‘Good Samaritan’ acts worldwide. An individual assistance policy offers cover on personal injury following malicious attack, loss/damage to professional equipment and legal defence costs (health and safety, data protection, tax investigations). The customised practice policy is a buildings and contents policy including employers’ liability, an item on drugs and medical stock and an emergency helpline.