Suppliers who put their own name on the product and give the impression that they are producers. Such suppliers are producers’ for the purpose of the Consumer Protection Act 1987 and may be strictly liable for the damage as defined by the Act.
Tag: UK
Own damage
A term used to describe loss or damage to the insured’s own vehicle under a motor insurance policy. An ‘own damage’ excess may apply under the ‘loss or damage’ section of the policy.
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In Motor insurance, damage to the insured’s own vehicle.
Own Property Exclusion
Excludes liability under liability insurance for ‘damage to property owned or occupied by or in the care, custody or control of the insured or any servant. . .”‘Owned property’, though excluded, is not in any event within the operative clause of a legal liability policy. Such property is normally insured under first party insurance. There is legal liability for property not belonging to the insured that is in his custody of control. See CUSTODY AND CONTROL EXCLUSION.