Damages awarded by the court against a defendant who has failed to pay. Reverse liability and unsatisfied court judgments are insurance solutions to this problem.

If a damaged ship is not repaired, and has not been sold, then, when cover expires, the insured can claim the reasonable amount of depreciation resulting from the unrepaired damage not exceeding the cost of repairs of the damage (Marine Insurance Act 1906, s.69(3)). If an unrepaired vessel later becomes a total loss by an insured peril during the same policy term, the insurer is liable for the total loss only (s.77(2)). If the total loss occurs in a subsequent period, the insured is able to recover both the unrepaired damage and the total loss if both are caused by insured perils.

Means not fit for the road. The term is not confined to soundness of the vehicle. Packing eight people into a Ford Anglia made it unroadworthy (Clarke v. National Insurance & Guarantee Corporation Ltd (1963)).