A type of auto insurance mechanism whereby the right to sue another party for damages caused by negligence is limited and, in exchange, expanded first party benefits are offered.
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No fault means that the claimant is not required to prove that the death, injury or damage was due to any wrongful act, neglect or default of any person.

A form of insurance by which a person’s financial losses resulting from an automobile accident are paid by his or her own insurer regardless of who was at fault.