A type of auto insurance mechanism whereby the right to sue another party for damages caused by negligence is limited and, in exchange, expanded first party benefits are offered.
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No fault means that the claimant is not required to prove that the death, injury or damage was due to any wrongful act, neglect or default of any person.

A form of insurance by which a person’s financial losses resulting from an automobile accident are paid by his or her own insurer regardless of who was at fault.

An injury which may require medical care, but does not result in loss of working time or income.
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An injury which does not hamper the insured person from performing his occupational duties.

Insurance written by a company that is neither licensed nor registered to do business in the country where the property or risk is located. Some countries allow nonadmitted insurance; others do not.