The addition of the phrase ‘for which the insured is responsible’ to the phrase ‘goods in trust or on commission’ restricts cover to the interest of the insured and does not extend to cover the proprietary interests of other persons in the goods. The owners of goods were not protected when a fire occurred at the insured’s warehouse as the insured item protected only the warehouse proprietor’s interest (North British and Mercantile Insurance Co. v. Moffat (1871).