Ab initio Posted on July 25, 2023 by Mark Myers https://stickfight.co.uk/wp-content/uploads/2023/07/Ab-initio.-If-there-is-a-breach-precedent-to-the-p.mp3If there is a breach precedent to the policy, insurance policies are void or voidable “ab initio,” i.e. from the beginning (Latin).Also see: Utmost Good Faith.Insurance Area: Audio Generic, UK