Expenses incurred in investigations and settling claims that are assigned to specific claim or groups of claims as prescribed in statistical data reporting plans or financial accounting rules.
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Loss adjustment expenses that are assignable or allocable to specific claims. Fees paid to outside attorneys, experts, and investigators used to defend claims are examples of ALAE.
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Expenses directly attributable to specific claims. Includes payments for defense attorneys, medical evaluation of patients, expert medical reviews and witnesses, investigation, and record copying.