In workers’ compensation cases, the process of determining if some portion of an injured worker’s permanent disability is due to a cause other than the current injury. This is an estimate of the degree of either occupational or nonoccupational factors that may have contributed to the impairment. Apportionment applies only to permanent disability.
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The method of dividing a loss among insurers in the same proportions as their participation when two or more companies cover the same loss.
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The method of dividing a loss among multiple insurers that cover the same loss.
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A method of dividing a claim among more than one insurance company.