A risk falling outside normal underwriting standards. If written at all, it is usually with a substantial premium surcharge.by Congress in 1980. Under this law, parties found responsible for polluting a site must clean up the contamination or reimburse the EPA for doing so. Liability is strict, retroactive, joint and several.
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US: An individual, who, because of health history or physical limitations, does not measure up to the qualification of a standard risk.
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MEDICAL, US: See: modified risk .