The London Aircraft Insurance Policy used worldwide, except by large airline insurances who use ‘manuscript’ policies. Cover under the 98 form: (a) accidental loss/damage (including disappearance), emergency safety expenses; (b) legal liability to third parties excluding passengers; (c) legal liability to passengers excluding the employer’s liability risk. There are section-specific exclusions and general exclusions. See AVIATION HULL ALL RISKS; AVIATION LEGAL LIABILITY INSURANCES.