Avoidance of certain terms and rights of recovery

Clause in motor insurance and employers’ liability policies compulsory insurances (Road Traffic Act and Employers’ Liability (Compulsory Insurance) Act 1969). The legislation restricts the right of insurers to rely upon breaches of certain policy conditions to avoid a claim. The conditions mainly relate to matters that should or should not be done by the insured after the event, e.g. giving proper notice and not admitting liability. The insurer is entitled to recover his loss from the insured where payment is made solely because of the legislation. See APPROVED POLICY; PROHIBITED CONDITIONS.