The person made liable under the Animals Act 1971, s.2.. The keeper is the person who owns the animal or has it in his possession, or is the head of the household of which a member under the age of 16 owns it or has it in his possession. If a person ceases to own or have possession of the animal he will remain the keeper until another person becomes the keeper. A person who takes possession of an animal to prevent it from causing damage or to return it to its owner does not, merely by so doing, become a keeper.

Document that the FSA requires should be given to any person considering the purchase of a life insurance policy or joining a pension scheme before they make their decision. The document is presented in such a way that the consumer will be assisted in making comparisons with the different providers’ offerings for the type of investment concerned.

Insurance protecting an entity against financial loss caused by the death or disability of a ‘key’ person. The loss is the estimated cost of lost business, abandoned projects and replacement of the individual. Some lenders require keyman insurance before lending to small companies which rely on one or a few key people. Keyman insurance products include life and/or health insurances.

Theft cover clause stating the ‘cash in safe’ cover will not operate if the safe keys are left on the premises when the premises are closed for business.