Document that the FSA requires should be given to any person considering the purchase of a life insurance policy or joining a pension scheme before they make their decision. The document is presented in such a way that the consumer will be assisted in making comparisons with the different providers’ offerings for the type of investment concerned.

Insurance protecting an entity against financial loss caused by the death or disability of a ‘key’ person. The loss is the estimated cost of lost business, abandoned projects and replacement of the individual. Some lenders require keyman insurance before lending to small companies which rely on one or a few key people. Keyman insurance products include life and/or health insurances.

Theft cover clause stating the ‘cash in safe’ cover will not operate if the safe keys are left on the premises when the premises are closed for business.