Cover against property damage, liability and accident in connection with the operation of nuclear energy installations. Cover is available, including damage cover on the installations themselves, from a single atomic energy insurance pool, the British Nuclear Insurers created by the British Insurance (Atomic Energy) Committee for the UK market as a whole. The pool currently comprises 13 insurance companies and 40 Lloyd’s syndicates. As a result most policies (marine, aviation and insurances of the person excepted) contain a radioactive contamination clause and an explosive nuclear assemblies clause.
Tag: UK
Nuclear Installations Act 1965
Governs liability and compensation for nuclear damage for which a UK nuclear licensee is responsible. The Act requires compensation to be paid for damage to persons or property up to £140 million (reviewable). The operator’s strict no-fault liability runs for 10 years after the incident, the government accepting liability for 20 years thereafter. Each operator must be insured in respect of his liability under an insurance approved by the DTI before a licence will be granted. See NUCLEAR PERILS.
Nuclear perils
The risks of injury to persons or damage to property caused by radiation from nuclear reactor sites or by nuclear matter in the course of carriage.
Nuisance
Sir Frederick Pollock defined it as ‘a wrong done to man by unlawfully disturbing him in the enjoyment of his property or, in some cases, the exercise of a common right’. There are two kinds of nuisance. A public nuisance is a crime, e.g. causing a road obstruction, and is actionable only by individuals suffering special damage (something more than other affected parties, e.g injured by the obstruction not just inconvenienced). A private nuisance, a tort, is an unlawful interference affecting the occupier’s use or enjoyment of his property. Private nuisances are invasions by noise, smell, water or smoke to the point where it is unreasonable. Public liability insurance covers accidental obstructions and other forms of nuisance.
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Nuisance means acts or omission which unlawfully interfere with another person’s use of enjoyment of land or of some right in connection with it.
Numbered rules
The York-Antwerp rules that are pre-fixed by numbers. They are applied in priority to the lettered rules.
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Those of York-Antwerp Rules that are prefixed by a number. They are applied in a priority to the lettered rules.