Absence from work through illness or employer-approved temporary leave of an active member of an occupational pension scheme. During the absence retirement benefits continue to accrue and the member remains covered by the death in service benefit for a maximum of 30 months for illness-related absence and 12 months for other employer-approved reasons. Females taking maternity leave are treated as having been in continuous service.

An annuity under which the payments to the annuitant will cease at the end of a given period or at death whichever shall occur the first.

The insured’s inability to continue working for a period following accidental injury or sickness. Most personal accident policies provide a weekly/monthly benefit for a total or partial disablement for the duration of the disablement up to a maximum period, e.g 104 weeks in the case of accident.
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UK: Inability to follow one’s occupation in whole or in part for a limited period, for which benefits may be payable under a Personal accident insurance.

Commercial insurance clause covering items, other than stock, while temporarily removed for cleaning, renovating, repair or similar purposes to any situation in the UK or Republic of Ireland subject, normally, to a 10 per cent limit of the sum insured. Household policies cover contents in a bank, safe deposit or occupied house or in any other building where the insured or a family member is living or employed or carrying for up to 90 consecutive days subject to restrictions.

Where a ship is temporarily repaired with a view to economy, or because there is no alternative, insurers pay for both the temporary and subsequent repairs not exceeding the insured value. Temporary repairs for the shipowner’s convenience are not allowed except for liners running to advertised sailing schedules.